🛋️ Furniture Financing

Transform your home with beautiful furniture. No credit check required. Get approved in minutes and start shopping today!

Apply Now - Free & Fast →

What You Can Finance

From living room to bedroom, we've got you covered with financing for all furniture types.

Living room furniture

Living Room

Sofas, sectionals, recliners, coffee tables, TV stands, and entertainment centers.

Bedroom furniture

Bedroom

Beds, mattresses, dressers, nightstands, and complete bedroom sets.

Dining room furniture

Dining Room

Dining tables, chairs, buffets, china cabinets, and bar furniture.

Home office furniture

Home Office

Desks, office chairs, bookcases, and filing cabinets.

Why Finance Furniture with KoalaFi?

Get the furniture you need with flexible payments that fit your budget.

No Credit Check

We don't pull your credit score. Everyone deserves great furniture.

5-Minute Approval

Fast application process. Know your limit in minutes.

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90-Day Same-as-Cash

Pay in full within 90 days and pay no extra fees.

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Build Your Credit

We report to TransUnion. On-time payments help build credit.

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15,000+ Partner Stores

Shop at thousands of furniture retailers nationwide.

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Up to $7,500

Get approved for up to $7,500 for your furniture needs.

How Furniture Financing Works

Simple 4-step process to get your new furniture.

Step 1: Apply

1. Apply Online

Fill out our quick application in just 2 minutes. No SSN required for pre-approval.

Step 2: Get Approved

2. Get Approved

Receive your spending limit within 5 minutes. No impact to your credit score.

Step 3: Shop

3. Shop

Visit any of our 15,000+ partner furniture stores and pick what you love.

Step 4: Pay Over Time

4. Pay Over Time

Make easy weekly or monthly payments. Or pay in full within 90 days for 0% cost.

Ready to Furnish Your Home?

Apply now and get approved in minutes. No credit check required.

Start Application →