🐨 About KoalaFi
Making quality products accessible to everyone through fair, transparent financing
Our Mission
We believe everyone deserves access to the things they need - whether it's a safe set of tires, a comfortable bed, or essential appliances. Traditional financing often excludes those who need it most. KoalaFi is changing that.
Our Values
Transparency
No hidden fees, no surprises. We believe in clear, honest terms that you can understand before you commit.
Inclusivity
Credit challenges shouldn't prevent you from getting what you need. We look beyond traditional credit scores.
Simplicity
Quick applications, fast approvals, easy payments. We've eliminated the complexity from financing.
Empowerment
We help you build credit and financial stability. Your success is our success.
Our Story
KoalaFi was founded with a simple belief: everyone deserves a fair chance at financing. Too often, we saw hardworking people denied the opportunity to purchase essential items simply because of their credit history.
We built KoalaFi to be different. By using alternative data and a more holistic approach to evaluating applicants, we're able to say "yes" when others say "no." And by reporting to major credit bureaus, we help our customers build the credit history they need for a brighter financial future.
Today, KoalaFi partners with over 15,000 retailers nationwide, serving more than one million customers who trust us to help them get the things they need while building toward their financial goals.